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The consumer advocate programs for consumers are designed for people who have had severe financial difficulties & wouldl ike to avoid bankruptcy. Read the below questions for basics on how our programs work, we suggest you speak with one of our experienced professionals to evaluate your particular situation to see what your program would look like.
We offer debt elimination for consumers with debt, not debt consolidation, not credit counseling. The difference between the two is pretty simple, with Debt Consolidation none of your debt is eliminated, it is just consolidated into a payment you make monthly where you will slowly pay back the balance of your consumer debt, plus the retainer as well as fees related to interest . With Debt settlement, we handle your debt creditors to work on a settlement of your consumer debt that often eliminates huge percentages of your outstanding debt.
There are many benefits to have an advocate for your Debt Settlement.
A Custom Debt Settlement Plan
Professionals experienced with advocate for debt settlements create a custom plan designed to your specific needs and budget. All consumer debt will be negotiated to get the best possible debt settlement, saving you sometimes thousands of dollars.
Avoid Bankruptcy because of your debt
A debt settlement plan can help you avoid the complications and embarrassment of bankruptcy which can have a negative long term effect, sometimes appearing on your credit history for up to ten years. Bankruptcy can also affect future applications for credit, which effects housing. Bankruptcy should only be a means of last resort.
Debt Settlement Professional
Our professional debt settlement group will negotiate the best possible terms, provide a manageable plan consistent with your budget while eliminating the stress of you having to deal directly with your creditors.
Reduce Costly Debt and Interest
Consumers can typically see large percentage monthly credit card payment going toward interest and by paying only the minimum payment each month they will spend years paying off their debt. With debt settlement, the objective is to get you out of debt as quickly as possible and to pay off your creditors, who are willing to accept a fraction of what you owe them.